Behind the heated race to boost charter capital lies mounting pressure to meet new capital adequacy ratio standards, comply with international financial reporting standards (IFRS), and expand credit-growth capacity in the years ahead A capital-raising race In just a short period, numerous banks have announced plans to raise charter capital ranging from several trillion to tens of trillions of Vietnam dong (VND). The total charter capital of 28 banks as of November 2025 has exceeded VND926 trillion, up nearly 16% compared with the end of 2024 — underscoring an intensifying race to bolster capital across the system. Saigon – Hanoi Commercial Joint Stock Bank (SHB) plans to add VND7.5 trillion in charter capital in 2025, raising its total to over VND53 trillion as it targets a spot among the four largest joint-stock banks by capital. This comes right after SHB completed a VND9 trillion capital increase in September, signaling a bold expansion strategy. HDBank is also joining the race. The bank has approved a plan to raise more than VND11.5 trillion, mostly through stock dividends and bonus shares issued from owners’ equity. The number of new shares equals roughly 30% of the current outstanding volume. VietinBank was recently approved by […]
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