HCMC – Vietnam Export Import Commercial Joint Stock Bank (Eximbank, HOSE: EIB) has cut its 2026 pre-tax profit target to over VND1.51 trillion from the earlier projected VND4.06 trillion, according to documents for its annual general meeting.
Under the new plan, the bank targets total assets of VND310 trillion by 2026, up 13% from the start of the year. Deposits are expected to rise 17.8% to VND232.6 trillion, while outstanding loans are projected to increase 16.5% to VND228.4 trillion. The non-performing loan ratio is set to remain below 2.5%.
Last year the bank reported net interest income of VND5.98 trillion, up 0.95% from a year earlier. Pre-tax profit reached VND1.51 trillion, equivalent to 29.12% of its full-year target.
The bank recorded double-digit growth in total assets, deposits, and loans during the year. Safety indicators, including the non-performing loan ratio, capital adequacy ratio, and loan-to-deposit ratio, remained within limits set by the State Bank of Vietnam.
Eximbank increased risk provisions by 57.5% to VND1.5 trillion in 2025 as part of efforts to strengthen its balance sheet and restructure operations.
The bank plans to retain all remaining earnings and will not pay dividends, aiming to support financial capacity for future growth. Undistributed earnings as of end-2025 totaled nearly VND3.4 trillion.
Closing the trading session today, April 9, EIB edged down 1.95% to VND22,600, with over 13.1 million shares changing hands.
The VN-Index fell 19.87 points, or 1.13%, to close at 1,736.68 points, with decliners outnumbering gainers, according to exchange data.
On the Hochiminh Stock Exchange, 124 stocks rose while 191 others fell. Trading volume reached 1.06 billion shares valued at VND28.9 trillion, down 15.9% in volume and 17.2% in value from the previous session. Block deals accounted for 124 million shares worth VND5.55 trillion.
The VN30-Index lost 16 points to 1,931.01 points, with 22 losers and seven winners. VPL dropped 5.9%, while VIC dipped 2.7% and had the largest negative impact on the benchmark, taking away nearly seven points.
Some large-cap and banking stocks limited the decline. LPB rose 1.1%. SHB gained 1.3% to VND15,500 after reversing course in the afternoon, with matched volume of 85.7 million shares. HPG, SSB, TCB, STB, and MSN edged up around 0.5%.
Among mid- and small-cap stocks, SJS, EVG and QCG surged to their daily upper limits. NVL increased 6%, with trading volume of 81.7 million shares.
On the Hanoi Stock Exchange, the HNX-Index slid 2.34 points, or 0.92%, to 250.98 points. The northern market saw 60 gainers and 88 decliners, with trading volume of 83.1 million shares and value of VND1.52 trillion.
