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Subscribe to
The Saigon Times

Saigon Times Group is a leading Vietnamese media organization with prestigious business and consumer publications. After three decades of development, we have built a good reputation through our publications on economy, business and markets for Vietnamese and foreign readers.

Basic

Free

  • Free access to daily domestic news, podcasts and videos

Premium

$5 $1 /month
(VND 23,900)
Monthly Annual

  • Unlimited access to domestic news, podcasts, videos and magazine articles on current social / economic / trade / investment issues, commodity / financial/securities markets, M&A activity, FDI, local and foreign business communities and more.

AUTOMATIC RENEWAL REMINDER

  • Your payment method will then be automatically charged ₫ 899.000 every 365 days thereafter.
  • Your subscription will continue until you cancel.
  • You can cancel by using My account. Under My account, select "Unsubscribe" and then follow the instructions to cancel.
  • You can notify us of your intent to cancel at any time during your billing period. Cancellations take effect at the end of your current billing period.
28.9 C
Ho Chi Minh City
Wednesday, April 9, 2025

Saving rates continue downward spiral

Must read

HCMC – Following deposit rate cuts early this month for tenors from six months onward, many local banks have continued to lower rates for the remaining tenors, with some even offering an annual rate of 3% for a one-month term.

Among the private bank group, Techcombank has revised down the rates for over-the-counter deposits of a one-month term from 3.5%-4% to 3.15%-3.65%, depending on the age of depositors and the sum of deposits.

Customers under 50 years of age making deposits worth less than VND1 billion at Techcombank will receive an annual rate of 3.15%. If they want to get the interest before maturity, the rate will be capped at 3%, the lowest in the local market for a one-month tenor.

Also, the rates for other tenors at Techcombank were down by 0.2-0.3 percentage points compared to the beginning of July.

Similarly, Kienlongbank reduced the rate for one-month deposits to 3.75% from 4%. PGBank set the rate at 3.95% instead of the previous 4.15%, while MB cut it from 4% to 3.8%.

Fewer banks offer the approved highest rate of 4.25% for a one-month tenor. This rate is regularly applied to deposits made through online channels.

Early this month, State-owned banks including Vietcombank, Agribank, Vietinbank, BIDV and many private lenders such as HDBank, VPBank, TPBank had made sharp cuts by 0.15-0.3 percentage points for tenors of less than six months.

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