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Ho Chi Minh City
Wednesday, December 3, 2025

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banking sector

New economic policies effective this December

HCMC – Vietnam is introducing a series of new economic regulations this December, covering settlement of bad debt, operations of debt management companies, rules on...

Strong credit growth and liquidity pressures

Capital mobilization has been rising at a slower pace than outstanding loans — a trend seen across many banks since the beginning of the...

New decree mandates financial aid in asset seizure cases

HCMC – The Government has introduced a new rule requiring commercial banks to provide financial support to borrowers when seizing collateral that serves as...

Lending rates decline further

HCMC – Lending rates have continued to ease, supported by stable deposit rates and ample liquidity in the banking system, according to the Ministry...

Banks lift deposit rates to attract year-end funds

HCMC – Several banks have raised deposit rates and launched promotions to attract savings as demand for medium- and long-term capital rises toward the...

Focusing on sustainable values

Local banks have experienced a period of rapid quantitative expansion, as evidenced by the systematization, verification, and deletion of tens of millions of substandard...

Banks resume cash dividends

HCMC — Several major Vietnamese banks will pay cash dividends in October and November, marking the first such payments in years. Vietcombank will pay a...

What pressures lie ahead for interest rates?

Despite facing no shortage of challenges, interest rates have remained stable since the start of the year. How will the trend evolve in the...

Potential challenges amid strong credit growth

If the pace of credit growth observed in the first half of 2025 continues, the full-year growth rate could reach 18–20%. This upward trajectory...

How digital banking is rewriting strategy

Job cuts, network downsizing – what is happening in the development strategy of commercial banks? What is driving this shift? Shrinking sooner than expected? By 2030,...

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