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Tuesday, July 14, 2026

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banking sector

The capital crunch

Quite a few banks saw their loan-to-deposit ratios (LDR) approach 100% in late Q4 2025, according to SSI Research. Liquidity had grown increasingly dependent...

Banks aim for capital increases

The season of annual general meetings in Vietnam’s banking industry has just concluded, marking a pivotal moment as the financial system wraps up its...

The path of credit in 2026

Amid strong credit growth in 2025, stakeholders have increasingly raised concerns about the risks posed by the scale of capital flows from credit institutions...

Vietnam’s central bank looks to 15% credit growth in 2026

HCMC – Vietnam’s central bank expects credit to grow around 15% in 2026 and will tighten controls on high-risk sectors, including real estate, to...

Credit to boom next year?

What will be credit growth drivers in 2026? Further breakthroughs The State Bank of Vietnam (SBV) has announced a credit program worth VND500 trillion to support...

New economic policies effective this December

HCMC – Vietnam is introducing a series of new economic regulations this December, covering settlement of bad debt, operations of debt management companies, rules on...

Strong credit growth and liquidity pressures

Capital mobilization has been rising at a slower pace than outstanding loans — a trend seen across many banks since the beginning of the...

New decree mandates financial aid in asset seizure cases

HCMC – The Government has introduced a new rule requiring commercial banks to provide financial support to borrowers when seizing collateral that serves as...

Lending rates decline further

HCMC – Lending rates have continued to ease, supported by stable deposit rates and ample liquidity in the banking system, according to the Ministry...

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