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Sunday, December 22, 2024

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banking system

SBV raises credit growth quotas for banks

HCMC – The State Bank of Vietnam (SBV) has increased credit growth quotas for banks in 2024, allowing lenders to expand lending. This is the...

Barriers to year-end lending

Banks are finding ways to boost lending in the rest of the year Speeding up disbursements to spur demand HCMC arranged three consecutive lender-borrower matching conferences...

The worrying spike in bad debt

While Vietnam is enjoying higher GDP growth, the rise in bad debt in the banking system is cause for concern A contrast between GDP growth...

Pros and cons of credit expansion

Alongside the expected benefits, there may be some unintended consequences of the recent policy to increase credit growth quotas for well-performing lenders. What are...

Competition for clients among banks

In the growing competition for clients who want to take out loans from one bank to pay loan debts to another bank, large banks...

The current dollar deposit rate policy matters

Recently, there have been recommendations that the 0% interest rate policy for U.S. dollar deposits be lifted given the current situation. However, this policy...

Credit growth trajectory

The credit growth trajectory in the first six months of this year shows many similarities to the same period of last year, characterized by...

Credit growth amidst sluggish demand

The banking system has seen lower-than-expected credit growth this year, at 1% as of mid-February. Though the State Bank of Vietnam (SBV) has taken...

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