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Sunday, November 30, 2025

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credit growth

A ‘carrot’ for certain banks

Credit has been expanding rapidly, while capital mobilization is growing at a slower pace, placing mounting pressure on the balance sheets of commercial banks....

Risks behind capital inflows

Capital is flowing into Vietnam’s real estate and equity markets, injecting renewed momentum for growth and structural transformation. Yet, alongside these emerging opportunities, familiar...

Credit quotas out, capital buffers in

Circular 14/2025/TT-NHNN, recently issued by the State Bank of Vietnam (SBV), marks a significant step toward Basel III standards. It offers banks more autonomy...

PM urges roadmap to end credit growth caps in 2026

HCMC – Prime Minister Pham Minh Chinh has directed the State Bank of Vietnam (SBV) to develop a roadmap for replacing annual credit growth...

Potential challenges amid strong credit growth

If the pace of credit growth observed in the first half of 2025 continues, the full-year growth rate could reach 18–20%. This upward trajectory...

When to scrap credit growth caps?

On July 6, 2025, in Directive No. 104 on enhancing the effectiveness of monetary and fiscal policy management, the prime minister directed the State...

A safety buffer needed

The mechanism of controlling credit growth through administrative quotas has led to suboptimal capital allocation in the economy via the commercial banking system. It...

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