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Thursday, August 7, 2025

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credit growth

PM urges roadmap to end credit growth caps in 2026

HCMC – Prime Minister Pham Minh Chinh has directed the State Bank of Vietnam (SBV) to develop a roadmap for replacing annual credit growth...

Potential challenges amid strong credit growth

If the pace of credit growth observed in the first half of 2025 continues, the full-year growth rate could reach 18–20%. This upward trajectory...

When to scrap credit growth caps?

On July 6, 2025, in Directive No. 104 on enhancing the effectiveness of monetary and fiscal policy management, the prime minister directed the State...

A safety buffer needed

The mechanism of controlling credit growth through administrative quotas has led to suboptimal capital allocation in the economy via the commercial banking system. It...

Credit-to-GDP ratio hits worrying high

An economy in which total outstanding credit increasingly exceeds the total value of goods and services annually produced implies that the debt burden on...

Credit should not be the sole pillar

Maintaining high economic growth amid mounting global uncertainties is a major challenge for the Government, especially as the country strives to move past its...

Credit growth exceeds 7% in H1

HCMC - Total outstanding credit in the banking system reached VND16.73 quadrillion as of June 18, up 7.14% compared to the end of 2024,...

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