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credit growth quota

Vietnam’s central bank looks to 15% credit growth in 2026

HCMC – Vietnam’s central bank expects credit to grow around 15% in 2026 and will tighten controls on high-risk sectors, including real estate, to...

Credit quotas out, capital buffers in

Circular 14/2025/TT-NHNN, recently issued by the State Bank of Vietnam (SBV), marks a significant step toward Basel III standards. It offers banks more autonomy...

PM urges roadmap to end credit growth caps in 2026

HCMC – Prime Minister Pham Minh Chinh has directed the State Bank of Vietnam (SBV) to develop a roadmap for replacing annual credit growth...

Banks get more credit growth quotas

The State Bank of Vietnam (SBV), the nation’s central bank, has increased credit growth quotas for banks, aiming for a system-wide loan expansion of...

Banks get more credit growth quotas

HCMC – The State Bank of Vietnam (SBV), the nation’s central bank, has increased credit growth quotas for banks, aiming for a system-wide loan...

When to scrap credit growth caps?

On July 6, 2025, in Directive No. 104 on enhancing the effectiveness of monetary and fiscal policy management, the prime minister directed the State...

A safety buffer needed

The mechanism of controlling credit growth through administrative quotas has led to suboptimal capital allocation in the economy via the commercial banking system. It...

Central bank to phase out credit growth quotas

HCMC – The State Bank of Vietnam (SBV) plans to phase out credit growth quotas for banks, targeting a 16% expansion in overall lending,...

SBV raises credit growth quotas for banks

HCMC – The State Bank of Vietnam (SBV) has increased credit growth quotas for banks in 2024, allowing lenders to expand lending. This is the...

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