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Thursday, January 22, 2026

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Vietnam’s central bank looks to 15% credit growth in 2026

HCMC – Vietnam’s central bank expects credit to grow around 15% in 2026 and will tighten controls on high-risk sectors, including real estate, to...

Capital buffer priority for banks

Circular 14/2025/NHNN reflects the central bank's commitment to strengthening capital adequacy and enhancing risk management across the banking system. Mounting liquidity pressure In the year to...

Unlocking mobile money

A decision by the prime minister in early 2021 ushered in a pilot phase for mobile money services, allowing telecommunications companies to enter the...

A yellow light for credit growth

As of now, the 2025 target of more than 16% credit growth is almost certainly within reach. Even so, the picture is not entirely...

Higher interest rates in sync with macro stability

Interest rates have been gradually rising. In the context of the State Bank of Vietnam (SBV) continuously injecting liquidity through open market operations to...

Addressing green funding bottlenecks

While businesses need large, low-cost funding to green their operations, current regulations remain incomplete, and practical obstacles persist, leaving many companies stuck in a...

Interest rates under pressure

As liquidity continues to tighten, banks are prioritizing capital mobilization to meet peak lending demand in the final months of the year. This is...

Expectations of forex stability

Having risen by more than 3.6% in the first nine months of 2025 under the influence of both domestic and external factors, the USD/VND...

Rethinking housing inequality

Housing prices reflect not only physical supply and demand but also the broader distribution of opportunity within society. When credit and tax systems favor...

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