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Saturday, December 13, 2025

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Reserve requirement to be halved for acquirers of weak banks

HCMC - Vietcombank, MBBank, VPBank, and HDBank will enjoy a 50% reduction in reserve requirements for taking over weak banks, starting in early October. The...

Credit quotas out, capital buffers in

Circular 14/2025/TT-NHNN, recently issued by the State Bank of Vietnam (SBV), marks a significant step toward Basel III standards. It offers banks more autonomy...

Several banks raise deposit rates in August

HCMC - The latest interest rate tables in August 2025 show that Vietnamese dong deposit rates at banks remain low, with some banks raising...

Banks get more credit growth quotas

The State Bank of Vietnam (SBV), the nation’s central bank, has increased credit growth quotas for banks, aiming for a system-wide loan expansion of...

Banks get more credit growth quotas

HCMC – The State Bank of Vietnam (SBV), the nation’s central bank, has increased credit growth quotas for banks, aiming for a system-wide loan...

Potential challenges amid strong credit growth

If the pace of credit growth observed in the first half of 2025 continues, the full-year growth rate could reach 18–20%. This upward trajectory...

Central bank urges loan relief for storm-hit borrowers

HCMC – The State Bank of Vietnam (SBV) has told credit institutions to reschedule debt payments, consider interest exemptions or reductions, and extend new...

When to scrap credit growth caps?

On July 6, 2025, in Directive No. 104 on enhancing the effectiveness of monetary and fiscal policy management, the prime minister directed the State...

A safety buffer needed

The mechanism of controlling credit growth through administrative quotas has led to suboptimal capital allocation in the economy via the commercial banking system. It...

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