HCMC – Total outstanding loans in HCMC have exceeded VND4.9 quadrillion so far this year, up 9.79% against the end of last year, according to the State Bank of Vietnam’s Region 2 Branch.
Loans in Vietnam dong accounted for about 96% of the total, at VND4.7 quadrillion, up 10.29% year-on-year. Foreign currency loans made up 4%, at VND195.3 trillion, up 1.14% from September but down 0.96% from a year earlier.
Medium- and long-term loans totaled VND2.57 quadrillion, representing more than half of total outstanding loans, up 11.44% from the end of 2024. Short-term loans reached VND2.345 quadrillion, or nearly 48% of total credit, up 8.04% year-on-year.
By sector, outstanding loans stood at VND440 trillion for agriculture and rural development, VND144 trillion for exporters, VND2.23 quadrillion for small and medium-sized enterprises, VND102 trillion for supporting industries, and VND5.3 trillion for high-tech firms.
More than VND32.5 trillion has been disbursed from a VND150 trillion credit package aimed at supporting agricultural and forestry processing businesses.
Credit under the Government’s agricultural lending programs under Decrees 55/2015 and 116/2018 amounted to VND467 trillion, serving over 1.75 million borrowers.
