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Monday, October 2, 2023



Behind the CASA recovery

The current and savings account (CASA) ratio at commercial banks has made a striking rebound after having declined for four consecutive quarters, as reported in their second-quarter 2023 financial statements. This resurgence in CASA ratio holds the potential to finely tune capital costs within banks. However, this recovery is confronted with a dual challenge: persisting uncertainties in production and business activities juxtaposed with a newly energized stock market. In recent years, the CASA ratio has emerged as a pivotal metric within the commercial banking system. This ratio profoundly affects capital […]
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Switching to savings accounts

The number of current account savings accounts (CASA) held by individuals has declined though it had been projected to increase on fast online payment...

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