HCMC – Total outstanding loans in HCMC and Dong Nai City had amounted to VND6 quadrillion as of April 2026, accounting for 31.1% of the total in Vietnam’s banking system.
The latest figures were released on May 26 by Nguyen Duc Lenh, deputy director of the State Bank of Vietnam’s Area 2 branch, which oversees HCMC and Dong Nai City.
According to the central bank’s regional office, credit growth in the two cities remained positive and broadly aligned with the pace of economic recovery amid a stable investment and business environment. Despite uncertainty in the global economy and pressure from high oil prices, capital flows continued to expand alongside the implementation of major transport and urban infrastructure projects.
The trend reflected the effectiveness of current policy measures and remained consistent with the broader strategy of the State Bank of Vietnam (SBV) to support sustainable economic growth.
Credit continued to flow mainly into core production and business sectors. Outstanding loans to the manufacturing and processing industry rose 5.8% against the end of 2025, while lending to wholesale and retail trade, including automobile and motorcycle repair services, increased 4.4%.
Credit growth reached 3.3% in construction and 3.1% in transportation and warehousing. Meanwhile, lending to agriculture, forestry and fisheries expanded 5.4%, while household-sector credit grew 2.7%.
Higher-value segments recorded stronger growth. Outstanding loans supporting exports and high-tech enterprises in HCMC and Dong Nai City rose 11.2% and 18.81%, respectively, in the first quarter of 2026.
The figures indicate strong capital absorption capacity in key growth sectors and are expected to provide momentum for broader regional development in the coming periods.
